Insurances

L3HFMC accepts most major health insurance plans, including Aetna, Blue Cross Blue Shield, Cigna, Health First, Humana/Tricare, Medicare part B, and United Healthcare (applicable copays/cost share will apply). Please contact the center at 321-726-1600 to verify if your particular plan is covered.

Retirees who were enrolled in a L3Harris Cigna plan as of 12/31/14 are eligible to use L3HFMC, but should check with their current insurance carrier to determine whether L3HFMC is in-network or out-of-network. You may also contact L3HFMC to help estimate any costs for services rendered at the facility.

L3Harris Cigna Insurance Co-Payments Only

  • Office Visit Copay:
    OAP Plan – $25.00 effective January 1, 2021
    CDHP Plan – 25% discount off of Cigna’s fee schedule
  • Mental Health Copay:
    OAP Plan – $45.00 effective January 1, 2021
    CDHP Plan – 25% discount off of Cigna’s fee schedule5

L3Harris Cigna Insurance Pharmacy Copays Only

  • 30 day supplies & Non-Maintenance Drugs:
    Generic – You pay full cost up to $10 after deductible met
    Formulary Brand – You pay 25% of cost ($55 min; $100 max) after deductible met
    Non-Formulary Brand – You pay 50% of cost ($50 min; $100 max) after deductible met
  • Maintenance Drugs (90-day supply):
    Generic – You pay full cost up to $25 after deductible met
    Formulary Brand – You pay 20% of cost ($87.50 min; $250 max) after deductible met
    Non-Formulary Brand – You pay 50% of cost ($125 min; $250 max) after deductible met

*Pharmacy benefits – other than certain preventative drugs – are not payable under the THP or HDHP until the deductible is met.